Budget with intention,
not regret.
PreSpend helps you commit your money to a plan before the month begins—so every dollar has a purpose before it's spent.
Built for planners,
not trackers.
Most budgeting apps make you feel guilty about spending. PreSpend flips the script—plan before the month starts, not after.
Plan Before You Spend
Commit your income to categories at the start of each month. Know exactly what you're working with before any money leaves your account.
No Shame, No Stress
A calm, non-judgmental approach that respects your choices. No red alerts. No guilt trips. Just clear, honest numbers.
Local-First by Design
Your financial data lives on your device. No bank credentials. No third-party access. Sync to the cloud only when you choose to.
Five Expense Types
Recurring, One-time, Variable, Irregular, or General — pick the type that fits each expense. PreSpend uses this to automatically work out what's committed versus what's still possible.
Safe vs. Possible at a Glance
See two views of your money: your Safe Remaining (income minus committed expenses) and your Risky Remaining (worst case if everything happens). No maths required.
Manual Input is a Feature
Intentional entry makes you think before you record. No automatic imports means no surprises — just mindful awareness of every expense.
Every screen built
with purpose.
Dark themes, custom fonts, loan tracking — a full suite of tools that stay out of your way.
- Unlimited budgets — create a plan for every account or scenario
- 9 dark themes — and 16 custom fonts to match your style
- Loan tracking — see money lent and borrowed in one place
- Cloud sync — keep your plan safe and up to date across devices
Planning
Dashboard
Budget
Favourites
Loans
ThemesThree steps to financial clarity
Set your income
Enter what you expect to earn this month. PreSpend builds your plan around what's actually coming in.
Add your expenses
Log each expense and pick its type — Recurring, One-time, Variable, Irregular, or General. PreSpend automatically figures out what's committed and what's still possible.
Spend with a plan
Your dashboard shows exactly how much you've committed and how much is safely left. No guessing. No anxiety.
"What am I committing my money to— The PreSpend Question
before I spend it?"
Start planning smarter today.
Free to download. No credit card. No bank connection. Just you and your plan.